Social exclusion not only make worse by financial needs, but creates additional stress for individuals and may worsen mental health issues. Social exclusion and financial needs are inextricably linked. Financial needs not only impacts on people’s health and wellbeing, but also have a consequent negative impact on people’s health, educational attainment and life chances, often trapping service users in a cycle of destitution. Our services will benefit service users by helping to alleviate social isolation and, in doing so, financial needs. Our charity’s work will directly benefit not only those who will use our services, but the wider community in which they live.